We are your coastal insurance experts! When it comes to car insurance in Washington, North...
We are your coastal home insurance experts!
When it comes to protecting your home in Washington, NC, having the right home insurance is essential. From unforeseen natural disasters to theft and accidents, having a comprehensive insurance policy can provide you with peace of mind knowing that your biggest investment is covered. Home insurance in Washington, NC can help you rebuild or repair your home in the event of a disaster, as well as cover personal belongings and liability protection. It's crucial to work with a reputable insurance provider to ensure that you have the right coverage for your specific needs. Whether you're a new homeowner or looking to switch insurance providers, taking the time to research and compare policies can help you find the best coverage at the most competitive rates. Don't wait until it's too late – protect your home and your family with the right home insurance policy in Washington, NC.
Little Washington or The Original Washington?
There seems to be a friendly debate among locals - those born in Washington refer to it as the Original Washington, while newcomers or residents from other parts of the state affectionately call it Little Washington.
This is a debate that has been going on for years, but there is no debate about the fact that the local agents at Harbor Insurance will make sure that your Washington NC home will be appropriately insured.
Do I need flood insurance in Washington NC?
Many parts of Washington North Carolina are in designated flood zones, but the entire town lives by the Pamlico and Tar Rivers. This makes the likely hood of flooding much higher than inland towns. We recommend considering purchasing a flood insurance policy regardless of where your home is.
Is it true that I have to have a separate wind & hail policy in Washington NC?
While it is common to have a separate wind and hail policy for home insurance in coastal counties of North Carolina, it is not mandatory to have it as a separate entity. Typically, a home insurance policy includes coverage for wind and hail, and a separate policy is only necessary if these perils are specifically excluded from your existing coverage. There are various insurance carriers that still offer wind and hail coverage as part of their homeowners policy, eliminating the need for multiple policies. This means you can simplify your insurance needs by having just one comprehensive policy instead of two separate ones.
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