Home, Auto & Flood Insurance in Eastern North Carolina
Compare home insurance, car insurance, flood insurance, and wind & hail coverage from multiple carriers. Harbor Insurance Agency serves Greenville, New Bern, Washington, Wilmington, and the surrounding coastal communities.
No account needed. No obligation. Just real quotes from a local agent.
What We Cover
Whether you're protecting your home, your car, or your business — we find the right policy from our carrier partners so you don't have to shop alone.
Home Insurance
Coverage for single-family homes, condos, manufactured homes, and rental properties across Eastern NC.
Car Insurance
Personal auto, multi-vehicle, DL-123, and non-owner policies for North Carolina drivers.
Flood Insurance
NFIP and private flood options — whether you're in a high-risk zone or just want the protection.
Wind & Hail Insurance
Separate wind and hail coverage for properties in coastal counties where standard policies exclude it.
Business Insurance
General liability, commercial property, BOP, and workers' comp for Eastern NC businesses.
Boat Insurance
Marine coverage for bass boats, fishing boats, pontoons, and offshore vessels on Eastern NC waterways.
Bryan Emanuel
Owner & Licensed Agent
Chocowinity, NC
Serving Eastern NC families since 2017
Skip the 1-800 Number.
Most insurance agencies make you call a 1-800 number and hope for the best. Harbor Insurance Agency is different. I started this agency because families in Eastern North Carolina deserve an agent who picks up the phone, understands their risks, and goes to bat for them when it matters.
As an independent agency, we represent multiple carriers — which means we find the right coverage at the right price, not just the only option available.
What Our Clients Say
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Where We Serve
From the Pamlico River to the Outer Banks — Harbor Insurance Agency serves homeowners and businesses across Eastern North Carolina.
Greenville
Pitt County — ECU & medical corridor
New Bern
Craven County — Neuse & Trent rivers
Washington
The Original Washington — Pamlico River
Wilmington
New Hanover County — Cape Fear coast
Jacksonville
Onslow County — Camp Lejeune area
Morehead City
Carteret County — Crystal Coast
Chocowinity
Beaufort County — Home base
Don't see your area? We likely serve it. Give us a call.
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From the Harbor Blog
Tips, NC insurance updates, and local insights to help you make smarter coverage decisions.