Your Trusted Insurance Agency in Washington, NC

Protect What Matters in Washington, NC

Comprehensive Insurance Solutions for Your Home, Car, Business, and More

Choose the right coverage to safeguard your property and assets in Washington, NC. From home and car insurance to specialized flood and wind/hail policies, Harbor Insurance has you covered. Explore our range of tailored insurance options to find the protection that fits your needs.

Home Insurance in Washington, NC

Protect your Washington home from local risks like windstorms, flooding, and more with comprehensive homeowners insurance coverage.

Wind and Hail Insurance in Washington, NC

Be prepared for Washington’s unpredictable weather with wind and hail insurance designed to protect your home from storm damage.

Flood Insurance in Washington, NC

Shield your Washington property from flooding with specialized flood insurance, essential for homes and businesses near the Pamlico River and low-lying areas.

Car Insurance in Washington, NC

Drive confidently through Washington and surrounding areas with customized car insurance that offers liability, collision, and comprehensive protection.

Business Insurance in Washington, NC

Secure your Washington business with comprehensive coverage options that protect against property damage, liability, and operational interruptions.

At Harbor Insurance, we’re proud to serve Washington, NC, and the surrounding communities that make this area unique. From Pamlico Plantation and Smallwood to Chocowinity and Bath, we offer personalized insurance solutions to protect your home, vehicle, and business. Whether you’re located near Historic Downtown Washington, in Washington Park, or along the scenic Pamlico River, our local team understands the needs of each neighborhood. We’re here to provide the right coverage to keep you secure no matter where you call home in the greater Washington area.

Car Insurance in Washington, NC

Ensure your vehicle is covered with personalized car insurance plans tailored for Washington drivers. Whether you need basic liability or comprehensive coverage, we provide options that suit your lifestyle and budget. Our auto insurance policies offer flexibility, affordability, and complete protection. Learn more about Car Insurance and get a quote today.

Learn more about car insurance options in our Car Insurance in Washington, NC blog.

Home Insurance for Local Residents

Protect your home from unforeseen risks with customized policies that address the unique challenges of owning property in Washington, NC. Our coverage includes protection against natural disasters, theft, and more. Explore Home Insurance options now.

Learn more about getting a home insurance quote in our Home Insurance in Washington, NC blog.

Business Insurance Designed for Washington, NC

From small businesses to larger enterprises, our business insurance solutions offer comprehensive coverage to protect your assets. Our plans are tailored to the specific needs of your industry. Discover more about Business Insurance.

Coastal Insurance: Protecting Against Coastal Risks

Living near the coast has its advantages, but it also comes with specific risks like hurricanes, saltwater damage, and strong winds. Our coastal insurance solutions are designed to address these challenges, offering comprehensive protection that keeps your property secure.

Flood Insurance: Coverage Through Private & NFIP Options

Flooding is a major concern for coastal properties, and standard policies often don’t provide adequate coverage. We offer Flood Insurance through both private insurers and the National Flood Insurance Program (NFIP), giving you flexible options to protect against water damage.

Wind & Hail Insurance: Essential Coverage for Coastal Properties

Coastal storms often bring damaging winds and hail, making specialized coverage a necessity. Beaufort County, which includes Washington, is one of 18 designated coastal counties by the North Carolina Insurance Underwriting Association (NCIUA). This designation means properties in the area face higher risks for wind and storm damage. Our Wind & Hail Insurance policies provide coverage tailored to these unique coastal challenges, ensuring that your home or business is protected against severe weather. Stay prepared with reliable coverage designed for coastal properties.

Local Resources: Connecting with Our Community

At Harbor Insurance, we’re proud to serve the Washington, NC community and surrounding areas. We understand the unique aspects of living and doing business here, which is why we provide coverage tailored to local needs. Explore some of our local resources:

• Local Attractions & Events: Discover what makes Washington and nearby towns special, from local festivals to must-see spots.
• Business Resources: Support for local business owners, including networking opportunities and essential services.
• Community Involvement: See how Harbor Insurance actively engages with the community, from sponsorships to local partnerships.

Learn More about how our local expertise can help protect what matters to you.

Discover the best car insurance options in Washington, NC in our detailed blog.

Understanding home insurance needs in Washington, NC is crucial. Check out our Home Insurance Quote Guide to learn more.