New Bern NC Insurance Agency

Protect What Matters in New Bern, NC

Comprehensive Insurance Solutions for Your Home, Car, Business, and More

Choose the right coverage to safeguard your property and assets in New Bern. From home and car insurance to specialized flood and wind/hail policies, Harbor Insurance has you covered. Explore our range of tailored insurance options to find the protection that fits your needs.

• Home Insurance in New Bern
  Protect your New Bern home from coastal risks like hurricanes, wind damage, and more with comprehensive homeowners insurance coverage.
• Wind and Hail Insurance in New Bern
  Be prepared for New Bern’s unpredictable coastal storms with wind and hail insurance designed to protect your home from severe weather damage.
• Flood Insurance in New Bern
  Shield your New Bern property from flooding with specialized flood insurance, essential for homes and businesses near the coast.
• Car Insurance in New Bern
  Ensure you’re covered on New Bern’s roads with customized car and auto insurance that offers liability, collision, and comprehensive protection.
• Business Insurance in New Bern
  Safeguard your New Bern business from property damage, liability, and interruptions with tailored commercial insurance solutions.

At Harbor Insurance, we’re proud to serve not only New Bern, NC, but also the surrounding communities and neighborhoods that make this area such a wonderful place to live. From Trent Woods and James City to River Bend and Fairfield Harbour, we offer personalized insurance solutions to protect your home, vehicle, and business. Whether you're located near Bridgeton, in Taberna, or along the waterfront in Downtown New Bern, our local team understands the unique needs of each neighborhood. We’re here to provide you with the right coverage to keep you secure no matter where you call home in the greater New Bern area.

Home Insurance in New Bern NC

We are your experts for home insurance in New Bern NC.

Protect Your Home in New Bern, NC with the Right Insurance Coverage

Living in New Bern, NC, offers the charm of coastal living, but it also comes with unique risks, including hurricanes, floods, and wind damage. At Harbor Insurance, we understand the challenges homeowners face in this area and provide customized home insurance policies to safeguard your property from these local risks.

Comprehensive Coverage for New Bern Homes

Our home insurance policies offer protection for a wide range of perils, including:

• Hurricane and Wind Damage: Coastal storms can cause significant damage. Our policies include windstorm coverage tailored for homes in New Bern.
• Flood Protection: Standard homeowners insurance doesn’t cover flooding, but we can help you add flood insurance to your policy to ensure your home is protected from rising waters.
• Fire, Theft, and Vandalism: Whether you live downtown or in a quiet neighborhood, our policies cover your home from unexpected events like fires, burglary, or vandalism.

Customized to Fit Your Needs

No two homes are the same, and your insurance shouldn’t be either. We’ll work with you to build a policy that covers your unique situation—whether you own a historic home in the heart of New Bern or a new construction on the outskirts of town. With Harbor Insurance, you can feel confident that your coverage will be tailored to your specific needs.

Get a Free Home Insurance Quote Today

Protecting your home is our priority. Contact us today to speak with a local New Bern insurance agent and get a free, no-obligation quote. We’re here to answer your questions and help you find the right coverage at the best price.

Call us at (252) 516-8591 or click here to request a quote now!

Reliable Car and Auto Insurance in New Bern, NC

Whether you’re commuting through downtown New Bern or taking a scenic drive along the coast, having the right car insurance is essential to protect you on the road. At Harbor Insurance, we offer comprehensive auto insurance policies tailored to meet the needs of New Bern drivers. From liability coverage to full protection, we’re here to make sure you’re covered no matter what happens.

Customized Auto Insurance Coverage for New Bern Drivers

We understand that every driver’s needs are different, which is why we provide a range of coverage options, including:

• Liability Coverage: Protect yourself financially if you're found at fault in an accident. This coverage helps pay for the other party’s medical bills and vehicle repairs.
• Comprehensive and Collision Coverage: Whether your car is damaged by a storm, a fallen tree, or a collision, we’ve got you covered. Comprehensive and collision coverage ensures your vehicle can be repaired or replaced after an accident.
• Uninsured/Underinsured Motorist Coverage: Protect yourself in the event of an accident with a driver who doesn't have sufficient insurance.
• Personal Injury Protection (PIP): This covers medical expenses for you and your passengers, regardless of who’s at fault in an accident.

Why Choose Harbor Insurance for Your Car Insurance?

At Harbor Insurance, we pride ourselves on being a local insurance agency that understands the unique driving conditions in New Bern. Coastal weather, heavy rainfall, and crowded streets can increase the risk of accidents, so having a policy tailored to your specific situation is key. We work with leading auto insurance providers to ensure you get the best coverage at an affordable rate.

Get a Free Auto Insurance Quote Today

Ready to protect your vehicle with the right auto insurance? Call Harbor Insurance today to speak with a trusted New Bern agent. We’ll help you compare options and find the best car insurance policy for your needs.

Call (252) 516-8591 or request your free auto insurance quote online now!

Comprehensive Business Insurance in New Bern, NC

As a business owner in New Bern, NC, you know the importance of protecting your company from unexpected risks. Whether you run a small retail shop, a local restaurant, or a growing enterprise, Harbor Insurance offers business insurance solutions designed to keep your operations secure. Our policies safeguard your assets, employees, and livelihood from a wide range of potential liabilities and disasters.

Tailored Business Insurance Coverage for New Bern Companies

No matter the size or industry of your business, we offer customized coverage options to meet your specific needs, including:

• General Liability Insurance: Protect your business from third-party claims for injuries, property damage, or advertising mistakes. This essential coverage ensures you’re prepared for any unforeseen incidents that could affect your business.
• Commercial Property Insurance: Whether you own or lease your business property, this coverage protects your building, equipment, inventory, and other assets from damage due to fire, theft, storms, or other perils.
• Business Interruption Insurance: If a disaster forces you to temporarily close your business, business interruption coverage can help replace lost income, ensuring your business stays afloat while you recover.
• Workers' Compensation Insurance: Protect your employees and your business with workers' compensation coverage. This is essential for covering medical expenses and lost wages if an employee is injured on the job.
• Commercial Auto Insurance: If your business relies on vehicles for deliveries, transportation, or service calls, commercial auto insurance will protect your fleet from accidents, liability, and damage.
• Professional Liability Insurance: Also known as errors and omissions (E&O) insurance, this coverage is essential for service-based businesses to protect against claims of negligence or mistakes in your work.

Why Choose Harbor Insurance for Your Business Insurance?

At Harbor Insurance, we understand the challenges that New Bern businesses face. From the coastal weather risks to local business regulations, our team of experienced agents works with you to build a business insurance policy that’s tailored to your company’s specific needs. We represent top-rated insurance providers to ensure you get the best coverage and peace of mind.

Get a Business Insurance Quote for Your New Bern Company

Don’t leave your business unprotected. Contact Harbor Insurance today to discuss your business insurance needs. Whether you need general liability, property, or specialized coverage, our agents are ready to help you secure the right protection.

Call (252) 516-8591 or click here to request a business insurance quote today!

Conveniently Located Near New Bern, NC

Visit Harbor Insurance for All Your Insurance Needs

Harbor Insurance is proud to serve New Bern, NC, and the surrounding areas from our office located just a short drive away in Chocowinity. Our local team of insurance experts is here to help you with personalized service and tailored insurance solutions for your home, car, business, and more.

Our office is located at:

150 Cypress Commons Way, Suite A
Chocowinity, NC 27817

Whether you prefer to stop by in person or give us a call, we’re here to assist you with any of your insurance needs. Our convenient location allows us to easily serve clients in New Bern and across Beaufort County, ensuring that you receive the attention and care you deserve from a local, trusted agency.

Office Hours:
Monday – Friday: 9:00 AM – 5:00 PM

Stop by, call, or request a quote online to get started today!

Contact Us at (252) 516-8591

Local Resources in New Bern, NC

Key Statistics in New Bern North Carolina

New Bern's Unique Neighborhoods

New Bern, North Carolina, offers a variety of neighborhoods, each with its unique charm and amenities. Here's an overview of some notable areas:

Downtown New Bern: This historic district features well-preserved 18th-century homes and modern condos. Residents enjoy access to upscale restaurants, quaint shops, museums, galleries, and entertainment venues. The riverfront provides opportunities for fishing, boating, and biking.

Ghent: Listed on the National Register of Historic Places, Ghent boasts amenities like Fort Totten Park and Lawson Creek Park, which features fishing piers, boat launches, nature trails, and soccer fields. It's also within walking distance to the Twin Rivers YMCA.

Riverside: As New Bern’s first planned suburb, Riverside is a waterfront community with homes varying from spacious brick structures to cozy bungalows.

Fairfield Harbour: This affluent 3,000-acre development features waterfront properties, four marinas, a golf course, nine tennis courts, and three pools.

River Bend: Originally a subdivision, River Bend incorporated as a town in 1980. It offers parks, playgrounds, and a baseball field. Located along the Trent River, homes here are more affordable than in other waterfront communities. A private marina allows residents to dock their sailboats and enjoy river activities.

Carolina Colours: This large community appeals to both retirees and young professionals. It will include over 2,000 homes and an 18-hole golf course. Residents enjoy a fitness center, tennis courts, walking trails, parks, and a community pool.

Trent Woods: One of New Bern’s oldest neighborhoods, the Town of Trent Woods is close to amenities like CarolinaEast Medical Center, the Coastal Carolina Regional Airport, and top-ranked elementary schools. It comprises several neighborhoods, including Manning Park, Holly Hills, Chelsea, Trent Shores, and Ward Point.

Each of these neighborhoods offers a distinct lifestyle, catering to a variety of preferences and needs.