Your Trusted Insurance Agency in Wilmington, NC
Protect What Matters in Wilmington, NC
Comprehensive Insurance Solutions for Your Home, Car, Business, and More
Choose the right coverage to safeguard your property and assets in Wilmington. From home and car insurance to specialized flood and wind/hail policies, Harbor Insurance has you covered. Explore our range of tailored insurance options to find the protection that fits your needs.
Home Insurance in Wilmington
Protect your Wilmington home from risks like windstorms, flooding, and more with comprehensive homeowners insurance coverage.
Flood Insurance in Wilmington
Shield your Wilmington property from flooding with specialized flood insurance, essential for homes and businesses in flood-prone areas.
Car Insurance in Wilmington
Stay safe on Wilmington’s roads with customized car insurance that offers liability, collision, and comprehensive protection.
Business Insurance in Wilmington
Protect your Wilmington business from property damage, liability, and interruptions with tailored commercial insurance solutions.
At Harbor Insurance, we’re proud to serve not only Wilmington, NC, but also the surrounding coastal communities that make this area a desirable place to live. From Wrightsville Beach and Carolina Beach to Hampstead and Leland, we offer personalized insurance solutions to protect your home, vehicle, and business. Whether you're located in historic downtown Wilmington, near the University of North Carolina Wilmington campus, or along the scenic waterfronts, our local team understands the unique needs of each neighborhood. We’re here to provide you with the right coverage to keep you secure no matter where you call home in the greater Wilmington area.
Get a Free Insurance Quote Today
Protect Your Home, Car, and Business in Wilmington, NC
Fill out the form below to receive a personalized insurance quote from our local experts. Whether you need coverage for your home, car, or business, Harbor Insurance is here to help you find the best protection at the right price.
If you'd prefer to speak with someone directly, we're here to help! Call our office at (252) 495-0168 and one of our local agents will be happy to assist you with your insurance needs right away.
Home Insurance in Wilmington, NC
We Are Your Coastal Home Insurance Experts in Wilmington, NC
Protect Your Wilmington Home with the Right Insurance Coverage
Living in Wilmington, NC, offers beautiful coastal living, but it also comes with unique risks, including hurricanes, windstorms, flooding, and seasonal weather challenges. At Harbor Insurance, we understand the specific needs of Wilmington homeowners and provide tailored policies to protect your property against these coastal risks.
Comprehensive Coverage for Wilmington Homes
Our home insurance policies offer protection from a variety of perils, including:
Hurricane and Wind Damage: Wilmington is prone to hurricanes and high winds. Our policies include specialized windstorm coverage to safeguard your home.
Flood Protection: Living near the coast often means higher flood risks. While standard homeowners insurance doesn’t cover flooding, we offer flood insurance options to protect your property.
Fire, Theft, and Vandalism: From historic downtown Wilmington to quieter neighborhoods like Ogden and Masonboro, we’ve got you covered against unexpected events like fires, burglary, or vandalism.
Wind & Hail Insurance in Wilmington
Essential Coverage for Coastal Homeowners
In Wilmington, where hurricanes and coastal storms are a reality, having a dedicated wind and hail insurance policy is crucial. Standard home insurance may not fully protect against wind and hail damage. Harbor Insurance offers standalone or supplemental policies to ensure your home is covered in the event of severe storms.
Our policies protect against:
- Hurricane-force winds
- Tornadoes and severe storms
- Hail damage to your roof, siding, and windows
Don’t wait until the next storm is on the horizon—protect your home today with comprehensive wind and hail insurance.
Customized Policies to Fit Your Needs
Every home in Wilmington is unique, and your insurance should reflect that. Whether you own a beachside property in Wrightsville Beach, a charming home in the historic district, or a new build in Leland, we’ll tailor your policy to meet your specific needs. With Harbor Insurance, you can feel confident knowing your home is protected against coastal risks.
Get a Free Home Insurance Quote Today
Protecting your home is our priority. Contact us today to speak with a local Wilmington insurance agent and get a free, no-obligation quote. We’re here to answer your questions and help you find the right coverage at the best price.
Call us at (252) 495-0168 or click here to request a quote now!
Reliable Car Insurance in Wilmington, NC
Whether you’re navigating the busy streets of downtown Wilmington, commuting to work, or exploring the coastal highways, having reliable car insurance is essential. At Harbor Insurance, we offer comprehensive car insurance policies customized for Wilmington drivers.
Comprehensive Business Insurance in Wilmington, NC
Wilmington is a hub for thriving businesses, from small shops downtown to larger operations near the Cape Fear River. Harbor Insurance provides tailored business insurance to protect your company’s assets, employees, and operations.
We offer:
- General Liability Insurance
- Commercial Property Insurance
- Business Interruption Insurance
- Workers’ Compensation Insurance
- Commercial Auto Insurance
- Professional Liability Insurance
Conveniently Located to Serve Wilmington, NC
At Harbor Insurance, we’re proud to serve Wilmington and its surrounding communities, including Wrightsville Beach, Carolina Beach, Hampstead, and more. Whether you need home, car, or business insurance, our local team of experts is here to help you find the right coverage for coastal living.
Call us at (252) 495-0168 or click here to request your free quote today!
The Independent Advantage
Using an independent insurance agent offers the advantage of personalized service and access to multiple insurers, ensuring you get the best coverage and rates tailored to your specific needs. They also assist with claims, providing valuable support and advocacy.