When you buy a car in North Carolina, getting it registered is a key step before hitting the road....
Registering a moped in North Carolina is essential for legal riding. Knowing NC moped laws, including insurance requirements, helps ensure you’re compliant and safe. Here’s a quick guide on the registration steps and the specific rules for mopeds in North Carolina.
Steps to Register a Moped in NC
In North Carolina, every moped used on public roads must be registered. Follow these steps:
- Prepare Your Documents: Bring the Manufacturer’s Certificate of Origin (MCO) or other ownership proof, and a valid NC driver’s license or ID.
- Visit the DMV: Head to your local Division of Motor Vehicles (DMV) office. The DMV will confirm that your moped meets state requirements (under 50cc engine and a max speed of 30 mph).
- Pay the Fee and Get a Moped Tag: Once registered, you’ll receive a moped tag (license plate) that must be attached to the vehicle.
Note on Titles
Mopeds in North Carolina don’t require a title, simplifying the registration process compared to motorcycles and other two-wheel vehicles.
Moped Insurance NC Requirements
North Carolina law requires liability insurance for all mopeds. Here are the basics:
- Minimum Coverage: The minimum liability coverage includes $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage.
- Proof of Insurance: You’ll need to show proof of moped insurance NC coverage before registration. Maintaining this coverage is mandatory, or your registration could be revoked.
To find affordable insurance, compare scooter and moped insurance options from various providers.
NC Moped Laws and Riding Rules
It’s important to understand the specific moped laws in North Carolina to ensure compliance on the road.
Helmet Requirement
North Carolina moped laws require that all riders wear a helmet at all times. Helmets must meet state safety standards, helping to protect against head injuries.
Age Requirement
In North Carolina, riders must be at least 16 years old to operate a moped. This requirement applies to both public roads and private property in some cases.
Road Restrictions
According to NC moped laws, mopeds can only be operated on public roads with speed limits of 35 mph or less. They’re not allowed on highways or interstates, as their speed capacity is too low to keep up with other vehicles.
Difference Between Mopeds and Scooters in North Carolina
In North Carolina, mopeds and scooters are classified differently. Mopeds are limited to 50cc engines and speeds below 30 mph, while scooters or motor scooters with engines above 50cc fall under NC motor scooter laws and require a motorcycle license and separate insurance.
Filing a Moped Insurance Claim
If your moped is damaged or involved in an accident, you may need to file an insurance claim:
- Document the Incident: Take photos and note any details about the accident or damage.
- Notify Your Insurer: Contact your insurance company to report the incident and begin the claims process.
- Submit Necessary Documents: Provide all required documents to process your claim.
For additional protection, consider adding collision or comprehensive coverage.
FAQs About North Carolina Moped Laws
Do I Need Insurance for My Moped in North Carolina?
Yes, North Carolina law requires all mopeds on public roads to have liability insurance.
Is a Driver’s License Required to Operate a Moped?
A motorcycle license isn’t required, but you must have a valid NC driver’s license or state ID to register and operate a moped legally.
Are Helmets Required?
Yes, moped laws in North Carolina require all riders to wear a helmet that meets safety standards.
Stay Safe and Legal with Your Moped in North Carolina
Registering and insuring your moped in North Carolina keeps you compliant with state laws. By following NC moped regulations and understanding the scooter laws in North Carolina, you’ll be ready to ride legally and safely. For affordable moped insurance, contact us to get a quote today.
