From NC Farm Bureau to Harbor Insurance: My Path to Independent Insurance

From NC Farm Bureau to Founding Harbor Insurance: My Journey in the Insurance Industry

How My Experience in Washington, NC Inspired Me to Open an Independent Insurance Agency

I began my insurance career with NC Farm Bureau Insurance in Washington, NC, where I had the privilege of serving my local community. Working in the areas of home, auto, and life insurance, I helped countless families and individuals safeguard their most important assets. It was during these formative years that I learned the importance of building relationships with clients, understanding their unique needs, and providing coverage that truly offered peace of mind.

While I deeply value my time at NC Farm Bureau, I began to see an opportunity to offer even more to my clients. As a captive agent, my ability to provide customized insurance solutions was limited to the products of a single carrier. While NC Farm Bureau is a respected company with great products, I wanted the ability to shop for coverage from multiple carriers to ensure my clients were always getting the best fit at the best price.

That desire for more flexibility and better service for my clients led me to take the next step in my career: founding Harbor Insurance.

Why I Founded Harbor Insurance

At Harbor Insurance, I built an independent agency with the goal of offering personalized solutions that meet the needs of every client, no matter how unique their situation. Being independent allows us to partner with multiple insurance carriers, which means we can compare coverage options and prices to find the best fit for each person.

For example, a homeowner might need specialized coverage for their coastal property, or a business might require a policy that goes beyond standard options to cover liability risks. As an independent agent, I can access a variety of options across the industry to help clients find just what they need.

The Advantages of an Independent Insurance Agency for You

When you work with an independent insurance agency like Harbor Insurance, you benefit from:

• Choice: We’re not tied to one insurance company. We work with multiple carriers, which means we can present you with several coverage options and help you select the one that best fits your needs and budget.

• Personalized Service: We take the time to understand your situation and goals. Whether you need to insure your first home, protect your small business, or find the right auto policy for a growing family, we tailor our recommendations specifically for you.

• Advocacy: As an independent agency, we work for you, not the insurance companies. This means we’re on your side in case of a claim, making sure you receive fair treatment and that your needs are prioritized. We're here to advocate for you and ensure you get the best possible outcome.

• Flexibility: Because we have access to so many carriers, we can adapt your policies as your life changes. Moving to a new home? Starting a business? We can help adjust your coverage quickly and efficiently, always ensuring that you’re protected without overpaying.

• Cost Savings: By comparing rates from multiple insurers, we can often find you better deals than if you were limited to a single provider. Our goal is to get you the best coverage for your budget, without sacrificing quality.

Why Washington, NC is Special to Me

Washington, NC, where I started my career, holds a special place in my heart. It’s where I first learned the importance of community, trust, and providing personalized service. That foundation continues to drive me at Harbor Insurance, where we strive to provide the same level of care and attention but with even more options to suit the diverse needs of our clients.

Ready for Tailored Insurance Solutions?

Whether you’re looking to protect your home, your car, your business, or your family’s future, Harbor Insurance is here to help. We take pride in offering a wider range of products and personalized services that go beyond the limitations of a single insurance company. Contact us today, and let us help you find the right coverage for your needs.